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Human in the Loop, l'uomo al centro dell'algoritmo - AI newsCrif,investimenti cresce la domanda di mutui, nel primo semestre +3,4% di Ansa   29-07-2024 - 10:45 Link copiato #iubenda-cs-banner .iub_ts_bc:not(.iubenda-custom-content) *,#iubenda-cs-banner [class*=" iub"],#iubenda-cs-banner [class^=iub],.iubenda-tp-btn:not([data-tp-nostyle]){ 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background-color:transparent!important;bottom:0!important;position:absolute!important;top:0!important}.iubenda-mobile-sdk #iubenda-iframe .iubenda-iframe-spinner{ top:50px!important}.iubenda-mobile-sdk #iubenda-iframe .iubenda-iframe-footer{ z-index:9999!important}.iubenda-mobile-sdk #iubenda-iframe.iub-popover-visible .iub-popover{ z-index:10000!important}.iubenda-mobile-sdk #iubenda-iframe .iub-popover-content>div,.iubenda-mobile-sdk #purposes-container{ -webkit-overflow-scrolling:touch!important;bottom:0!important;position:absolute!important;top:0!important}.iubenda-mobile-sdk #purposes-container{ left:0!important;overflow:auto!important;right:0!important}body:has(.iubenda-cs-banner){ height:100%!important;overflow:hidden!important}#iubenda-cs-banner .iubenda-cs-content{ background-color:#fff!important;color:#000!important;font-size:14px!important;height:100%!important}#iubenda-cs-banner .ts_iub_btn_grp{ color:#fff!important;justify-content:flex-start!important}#iubenda-cs-banner .iubenda-cs-opt-group button.ts_iub_btn_ok,#iubenda-cs-banner button.ts_iub_btn_cst{ background-color:#5f57a1!important;color:#fff!important}#iubenda-cs-banner .iubenda-cs-opt-group button.ts_iub_btn_rjct{ background-color:#5f57a1}#iubenda-cs-banner .iubenda-cs-opt-group button.ts_iub_btn_mr{ margin-left:0!important;margin-right:auto!important}#iubenda-cs-banner .iubenda-cs-container,#iubenda-cs-banner.iubenda-cs-default .iubenda-cs-container{ height:auto!important;max-height:100%!important}#iubenda-cs-banner .iub_ts_rtnl{ display:flex;flex-direction:column;height:100%}#iubenda-cs-banner .iub_ts_bc{ height:100%!important;max-height:45vh!important}@media only screen and (min-width:1024px){ #iubenda-cs-banner .iub_ts_bc{ max-height:none!important}}@media (max-width:639px){ #iubenda-cs-banner .iubenda-cs-opt-group{ -webkit-box-orient:vertical!important;-webkit-box-direction:normal!important;-ms-flex-direction:column!important;flex-direction:column!important;margin:12px!important}#iubenda-cs-banner .iubenda-cs-opt-group-custom{ -webkit-box-ordinal-group:3;-ms-flex-order:2;order:2}#iubenda-cs-banner .iubenda-cs-opt-group-consent{ -webkit-box-ordinal-group:2;-ms-flex-order:1;order:1}#iubenda-cs-banner .iubenda-cs-opt-group button{ display:block;margin:6px 3px!important;padding:8px 24px!important;text-align:center!important;width:100%!important}#iubenda-cs-banner .iubenda-cs-opt-group button.ts_iub_btn_rjct{ order:2!important}#iubenda-cs-banner .iubenda-cs-opt-group button.ts_iub_btn_pr{ order:3!important}#iubenda-cs-banner .iubenda-cs-opt-group button.ts_iub_btn_ok{ order:1!important}} #speakup-player{ margin: 0 !important; max-width: none !important; min-height: 85px !important; padding-bottom: 25px !important; padding-top: 10px !important;}#speakup-player:empty::after{ align-items: center; background-color: #fff; border-radius: 0.5rem; box-shadow: 0 12px 24px rgba(0, 0, 0, 0.12); font-family: sans-serif; content: 'Loading...'; display: flex !important; font-size: 13px; font-weight: bold; line-height: 1; justify-content: center; min-height: 50px; text-transform: uppercase;}#speakup-player:empty{ display: block;} (ANSA) - ROMA, 29 LUG - I primi mesi dell'anno sono staticaratterizzati da una progressiva crescita della domanda deimutui immobiliari da parte delle famiglie italiane. E' quantoemerge dal Barometro del Crif che, evidenzia come l'andamentopositivo delle richieste sia andato di pari passo con il tagliodei tassi di interesse da parte della Bce.Nel primo semestre 2024, le richieste dei mutui segnano un+3,4% rispetto al corrispondente periodo dell'anno precedente,valore che continua a essere influenzato dal fenomeno dellesurroghe (+6,4% nel I trimestre 2024 rispetto al 2023). Seguardiamo al solo mese di giugno si arriva a un valore del 5,8%,secondo valore massimo del semestre, dopo il picco raggiunto amarzo. Anche l'importo medio subisce una leggera crescita(+1,0%), con un valore complessivo di 145.687 euro. La dinamicapositiva è confermata anche se guardiamo al solo mese di giugnocon un aumento del 3%."La domanda di mutui nei primi mesi dell'anno è statainfluenzata positivamente dall'offerta di mutui a tasso fissosempre più competitiva, che in particolare ha favorito lesurroghe e che, unitamente alle prospettive di riduzione deitassi, dovrebbe infondere maggiore stabilità e sicurezza allefamiglie nel programmare spese a lungo termine", commenta SimoneCapecchi, Executive Director di Crif. "Un elemento che inprospettiva condizionerà ulteriormente lo sviluppo del mercato èla direttiva 'case green' che, approvata dal Parlamento Europeolo scorso marzo, pone degli obiettivi di efficientamento degliimmobili per il 2035, con target intermedi da raggiungere nel2030. Infine, nei prossimi mesi - aggiunge -, per effetto delladinamica di crescita, si potrebbe registrare un leggero aumentodei rischi di insolvenza, ma in una dinamica sostanzialmenteaccettabile". (ANSA).. di Ansa   29-07-2024 - 10:45 Link copiato Commenti Leggi la Netiquette

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